Navigating Buyer Financing

Strong financing is the backbone of a solid offer. Use this checklist to verify strength before you accept.

What to confirm

  • Lender type, loan program, and current underwriting status
  • Income, assets, and documented funds to close
  • Contingencies and appraisal plan
  • Closing timeline and rate lock details

This checklist keeps your sale on track and reduces surprise delays.

Three steps before accepting

  1. Call the lender for a quick verification call.
  2. Ask for updated proof of funds for cash to close.
  3. Confirm how appraisal gaps will be handled.

About Me

I help sellers verify strength early so you do not waste time. Clear steps. Fast decisions.

Use this checklist and keep your process steady from offer to clear to close.

FAQ

Is pre qualification enough

No. Ask for pre approval or underwriting updates.

Can I request a lender call

Yes. It is a standard step before acceptance.

What about cash offers

Verify proof of funds and the source of funds.

Download the Full Checklist

Erik Chapman | The Chapman Group at eXp Realty
Collaboration. Growth. Freedom.
Call or Text: [your number] | ChapmanRealtyExperts.com